Home Construction Mortgages Made Easy!
A construction mortgage is generally an all encompassing construction loan. If you want to build a custom home or vacation property, we can help you out.
Qualified borrowers can access Conventional and CMHC/Genworth insured mortgage financing up to 95% of final completion (market value). When you qualify, you can secure financing for acquisition, construction, and a term mortgage (known as exit financing) all at once. From the building process through the term, a construction mortgage rates carries top interest rates and interest-only payments. A construction mortgage is specifically intended to finance the construction of a custom home or vacation property.
- A builder who owns a lot and is looking to build it on spec
- A land owner who wants to build a property to sell OR keep for personal use
- A builder who builds for end users and requires construction financing
- An investor who utilizes a builder to build on land you own OR have purchased to sell or keep for personal use
- A property owner who would like to utilize existing real estate equity to acquire and build another property
- A builder, end user or investor who is looking for a bridge loan to advance construction to the next stage OR complete construction
- A builder, end user or investor who wants to purchase a property and requires financing to build it
If your bank is not providing the help you deserve with new home construction then let us help find you a construction mortgage that will suit your exact needs.
What's Next?
Get approved for your next mortgage in 3 simple steps
Fast, friendly guidance from your local mortgage team. We'll help you understand your options and move forward with confidence.
Answer a few quick questions
Tell us what your needs are... purchase, renewal, refinance, or debt consolidation, and we will map out the best next steps.
We compare mortgage options with many lenders
We shop rates and terms across multiple lenders, then explain the pros and cons in plain language so you can choose confidently.
Get pre-approved, shop smart
Once you are pre-approved, you can shop with confidence knowing your budget, your payment range, and your timeline.
Takes just a few minutes to start, no obligation, and a real person will guide you if you get stuck.