Home Construction Mortgages
Simpler, smarter BC mortgages for a brighter future

Home Construction Mortgages Made Easy!
A construction mortgage is generally an all encompassing construction loan. If you want to build a custom home or vacation property, we can help you out.
Qualified borrowers can access Conventional and CMHC/Genworth insured mortgage financing up to 95% of final completion (market value). When you qualify, you can secure financing for acquisition, construction, and a term mortgage (known as exit financing) all at once. From the building process through the term, a construction mortgage rates carries top interest rates and interest-only payments. A construction mortgage is specifically intended to finance the construction of a custom home or vacation property.
- A builder who owns a lot and is looking to build it on spec
- A land owner who wants to build a property to sell OR keep for personal use
- A builder who builds for end users and requires construction financing
- An investor who utilizes a builder to build on land you own OR have purchased to sell or keep for personal use
- A property owner who would like to utilize existing real estate equity to acquire and build another property
- A builder, end user or investor who is looking for a bridge loan to advance construction to the next stage OR complete construction
- A builder, end user or investor who wants to purchase a property and requires financing to build it
If your bank is not providing the help you deserve with new home construction then let us help find you a construction mortgage that will suit your exact needs.
What's Next?
Get approved for your next B.C. mortgage in 3 easy steps...
1. Find the right mortgage
Get in touch with us today and learn how we can help you
2. Tell us about your needs
Tell us about your goals so we can better understand your mortgage needs.
3. Get Approved
Get pre-approved for your ideal mortgage product and start shopping today!
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