Mortgage Renewal 2026 in BC - A Fraser Valley Playbook

Mortgage Renewal 2026 in BC - A Fraser Valley Playbook

February 17, 2026 | Posted by: Roar Solutions

If your mortgage renews in 2026, you are not alone. Many Canadian mortgages are coming up for renewal in 2025 and 2026, and many homeowners will renew into rates that are still higher than what they h ...

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BC’s Home Flipping Tax Is Here, What this Means for Fraser Valley Buyers and Sellers

BC’s Home Flipping Tax Is Here, What this Means for Fraser Valley Buyers and Sellers

February 1, 2026 | Posted by: Roar Solutions

If you're house-hunting or investing in Chilliwack, Langley, Surrey, Abbotsford, or Mission, you've probably noticed something, people are still buying, but they are asking smarter questions. It is n ...

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Jan 28-2026 - Bank of Canada maintains policy rate at 2.25%

Jan 28-2026 - Bank of Canada maintains policy rate at 2.25%

January 28, 2026 | Posted by: Roar Solutions

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The outlook for the global and Canadian economies is little changed ...

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Why Inflation Is Cooling but Homeownership Still Feels Expensive in Canada

Why Inflation Is Cooling but Homeownership Still Feels Expensive in Canada

January 13, 2026 | Posted by: West Coast Mortgages
Village Mortgage Architects

If you have been watching the news, you have likely heard that inflation in Canada is coming down. That sounds like good news, especially for homeowners and buyers who have been under pressure from hi ...

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Housing Supply, Affordability, and Inflation, Why Buying a Home Still Feels Hard in Canada

Housing Supply, Affordability, and Inflation, Why Buying a Home Still Feels Hard in Canada

December 23, 2025 | Posted by: West Coast Mortgages
Village Mortgage Architects

Housing Supply, Affordability, and Inflation, Why Buying a Home Still Feels Hard in Canada Many Canadians were hopeful that easing inflation and early interest rate relief would make buying a home eas ...

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Bank of Canada Rate Hold, What It Means for Variable Rates and 2026 Renewals

Bank of Canada Rate Hold, What It Means for Variable Rates and 2026 Renewals

December 15, 2025 | Posted by: West Coast Mortgages
Village Mortgage Architects

Bank of Canada Rate Hold, What It Means for Mortgages Bank of Canada Rate Hold, What It Means for Variable Rates and 2026 Renewals When the Bank of Canada announces a rate decision, it immediately gr ...

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Dec 10-2025 - Bank of Canada maintains policy rate at 2.25%

Dec 10-2025 - Bank of Canada maintains policy rate at 2.25%

December 10, 2025 | Posted by: West Coast Mortgages
Village Mortgage Architects

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. Major economies around the world continue to show res ...

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Fall 2025 Canadian Mortgage Trends & Insights Report

Fall 2025 Canadian Mortgage Trends & Insights Report

November 21, 2025 | Posted by: West Coast Mortgages
Village Mortgage Architects

Did You Know ? Did you know that despite encouraging signs of stabilization in the Canadian mortgage market this fall, the national household debt-to-income ratio remained at an eye-opening 181.8 % in ...

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Nov. 2025 - How the Bank of Canada Rate Cut Affects Your Refinancing Strategy

Nov. 2025 - How the Bank of Canada Rate Cut Affects Your Refinancing Strategy

November 10, 2025 | Posted by: West Coast Mortgages
Village Mortgage Architects

On October 29 2025, the Bank of Canada (BoC) reduced its target overnight rate by 25 basis points to 2.25 %. For Canadian homeowners who are thinking about refinancing their mortgage, this move matter ...

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Bank of Canada lowers policy rate to 2.25%

Bank of Canada lowers policy rate to 2.25%

October 29, 2025 | Posted by: West Coast Mortgages
Village Mortgage Architects

The Bank of Canada today reduced its target for the overnight rate by 25 basis points to 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. With the effects of US trade actions on econo ...

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