Mortgage Renewal 2026 in BC - A Fraser Valley Playbook
February 17, 2026 | Posted by: Roar Solutions
If your mortgage renews in 2026, you are not alone. Many Canadian mortgages are coming up for renewal in 2025 and 2026, and many homeowners will renew into rates that are still higher than what they h ...
read moreBC’s Home Flipping Tax Is Here, What this Means for Fraser Valley Buyers and Sellers
February 1, 2026 | Posted by: Roar Solutions
If you're house-hunting or investing in Chilliwack, Langley, Surrey, Abbotsford, or Mission, you've probably noticed something, people are still buying, but they are asking smarter questions. It is n ...
read moreJan 28-2026 - Bank of Canada maintains policy rate at 2.25%
January 28, 2026 | Posted by: Roar Solutions
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The outlook for the global and Canadian economies is little changed ...
read moreWhy Inflation Is Cooling but Homeownership Still Feels Expensive in Canada
January 13, 2026 | Posted by: West Coast Mortgages
Village Mortgage Architects
If you have been watching the news, you have likely heard that inflation in Canada is coming down. That sounds like good news, especially for homeowners and buyers who have been under pressure from hi ...
read moreHousing Supply, Affordability, and Inflation, Why Buying a Home Still Feels Hard in Canada
December 23, 2025 | Posted by: West Coast Mortgages
Village Mortgage Architects
Housing Supply, Affordability, and Inflation, Why Buying a Home Still Feels Hard in Canada Many Canadians were hopeful that easing inflation and early interest rate relief would make buying a home eas ...
read moreBank of Canada Rate Hold, What It Means for Variable Rates and 2026 Renewals
December 15, 2025 | Posted by: West Coast Mortgages
Village Mortgage Architects
Bank of Canada Rate Hold, What It Means for Mortgages Bank of Canada Rate Hold, What It Means for Variable Rates and 2026 Renewals When the Bank of Canada announces a rate decision, it immediately gr ...
read moreDec 10-2025 - Bank of Canada maintains policy rate at 2.25%
December 10, 2025 | Posted by: West Coast Mortgages
Village Mortgage Architects
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. Major economies around the world continue to show res ...
read moreFall 2025 Canadian Mortgage Trends & Insights Report
November 21, 2025 | Posted by: West Coast Mortgages
Village Mortgage Architects
Did You Know ? Did you know that despite encouraging signs of stabilization in the Canadian mortgage market this fall, the national household debt-to-income ratio remained at an eye-opening 181.8 % in ...
read moreNov. 2025 - How the Bank of Canada Rate Cut Affects Your Refinancing Strategy
November 10, 2025 | Posted by: West Coast Mortgages
Village Mortgage Architects
On October 29 2025, the Bank of Canada (BoC) reduced its target overnight rate by 25 basis points to 2.25 %. For Canadian homeowners who are thinking about refinancing their mortgage, this move matter ...
read moreBank of Canada lowers policy rate to 2.25%
October 29, 2025 | Posted by: West Coast Mortgages
Village Mortgage Architects
The Bank of Canada today reduced its target for the overnight rate by 25 basis points to 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. With the effects of US trade actions on econo ...
read moreGet approved for your next mortgage in 3 simple steps
Fast, friendly guidance from your local mortgage team. We'll help you understand your options and move forward with confidence.
Answer a few quick questions
Tell us what your needs are... purchase, renewal, refinance, or debt consolidation, and we will map out the best next steps.
We compare mortgage options with many lenders
We shop rates and terms across multiple lenders, then explain the pros and cons in plain language so you can choose confidently.
Get pre-approved, shop smart
Once you are pre-approved, you can shop with confidence knowing your budget, your payment range, and your timeline.
Takes just a few minutes to start, no obligation, and a real person will guide you if you get stuck.










