First-Time Buyers in BC, How the New GST Rebate on New Homes Could Change Your Buying Plan in 2026

First-Time Buyers in BC, How the New GST Rebate on New Homes Could Change Your Buying Plan in 2026

March 30, 2026 | Posted by: West Coast Mortgages - Village Mortgage Architects

Buying your first home in BC can feel like a moving target. One month you are hearing that rates are holding. The next month you are told prices are still high. Then someone says inventory is up, bui ...

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March 18-2026 - Bank of Canada maintains policy rate at 2.25%

March 18-2026 - Bank of Canada maintains policy rate at 2.25%

March 18, 2026 | Posted by: West Coast Mortgages - Village Mortgage Architects

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The war in the Middle East has increased volatility in global energ ...

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Langley BC Mortgage Broker, Why Local Advice Still Matters

Langley BC Mortgage Broker, Why Local Advice Still Matters

March 16, 2026 | Posted by: West Coast Mortgages - Village Mortgage Architects

Buying a home or reviewing your mortgage in Langley can look simple from the outside. You get a rate, sign the paperwork, and move on. In real life, it rarely feels that neat. Most people start with o ...

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Mortgage Renewal 2026 in BC - A Fraser Valley Playbook

Mortgage Renewal 2026 in BC - A Fraser Valley Playbook

February 17, 2026 | Posted by: West Coast Mortgages - Village Mortgage Architects

If your mortgage renews in 2026, you are not alone. Many Canadian mortgages are coming up for renewal in 2025 and 2026, and many homeowners will renew into rates that are still higher than what they h ...

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BC’s Home Flipping Tax Is Here, What this Means for Fraser Valley Buyers and Sellers

BC’s Home Flipping Tax Is Here, What this Means for Fraser Valley Buyers and Sellers

February 1, 2026 | Posted by: West Coast Mortgages - Village Mortgage Architects

If you're house-hunting or investing in Chilliwack, Langley, Surrey, Abbotsford, or Mission, you've probably noticed something, people are still buying, but they are asking smarter questions. It is n ...

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Jan 28-2026 - Bank of Canada maintains policy rate at 2.25%

Jan 28-2026 - Bank of Canada maintains policy rate at 2.25%

January 28, 2026 | Posted by: West Coast Mortgages - Village Mortgage Architects

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The outlook for the global and Canadian economies is little changed ...

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Why Inflation Is Cooling but Homeownership Still Feels Expensive in Canada

Why Inflation Is Cooling but Homeownership Still Feels Expensive in Canada

January 13, 2026 | Posted by: West Coast Mortgages - Village Mortgage Architects

If you have been watching the news, you have likely heard that inflation in Canada is coming down. That sounds like good news, especially for homeowners and buyers who have been under pressure from hi ...

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Housing Supply, Affordability, and Inflation, Why Buying a Home Still Feels Hard in Canada

Housing Supply, Affordability, and Inflation, Why Buying a Home Still Feels Hard in Canada

December 23, 2025 | Posted by: West Coast Mortgages - Village Mortgage Architects

Housing Supply, Affordability, and Inflation, Why Buying a Home Still Feels Hard in Canada Many Canadians were hopeful that easing inflation and early interest rate relief would make buying a home eas ...

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Bank of Canada Rate Hold, What It Means for Variable Rates and 2026 Renewals

Bank of Canada Rate Hold, What It Means for Variable Rates and 2026 Renewals

December 15, 2025 | Posted by: West Coast Mortgages - Village Mortgage Architects

Bank of Canada Rate Hold, What It Means for Mortgages Bank of Canada Rate Hold, What It Means for Variable Rates and 2026 Renewals When the Bank of Canada announces a rate decision, it immediately gr ...

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Dec 10-2025 - Bank of Canada maintains policy rate at 2.25%

Dec 10-2025 - Bank of Canada maintains policy rate at 2.25%

December 10, 2025 | Posted by: West Coast Mortgages - Village Mortgage Architects

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. Major economies around the world continue to show res ...

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