Rental Income Mortgage Qualification in BC

Rental Income Mortgage Qualification in BC

August 25, 2026 | Posted by: West Coast Mortgages - Village Mortgage Architects

Buying a BC home with a basement or secondary suite? The rental income may help with mortgage qualification, but how much a lender recognizes can depend on the property, documentation and lender guide ...

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July 15 - 2026 - Bank of Canada Holds Rate at 2.25%

July 15 - 2026 - Bank of Canada Holds Rate at 2.25%

July 15, 2026 | Posted by: West Coast Mortgages - Village Mortgage Architects

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. Canada’s economy is showing signs of improvement. Growth is p ...

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Buying Before Selling a Home in BC: Your Options

Buying Before Selling a Home in BC: Your Options

July 13, 2026 | Posted by: West Coast Mortgages - Village Mortgage Architects

Finding the right next home can create an awkward timing question: should you buy before your current home is sold, or sell first and risk having nowhere to move? For homeowners in Langley, Chilliwack ...

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New to Canada and Buying in the Fraser Valley? What Mortgage Lenders Usually Want to See

New to Canada and Buying in the Fraser Valley? What Mortgage Lenders Usually Want to See

June 26, 2026 | Posted by: West Coast Mortgages - Village Mortgage Architects

Buying a home after moving to Canada can feel exciting one minute and confusing the next. You may have steady income, savings, and a strong plan for your family, but still wonder how a Canadian lender ...

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June 6, 2026 - Bank of Canada Holding Rate at 2.25%

June 6, 2026 - Bank of Canada Holding Rate at 2.25%

June 10, 2026 | Posted by: West Coast Mortgages - Village Mortgage Architects

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The conflict in the Middle East is now in its fourth month. The res ...

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How to Find a Reliable Mortgage Broker in Chilliwack, Langley, Mission, Surrey, or Abbotsford

How to Find a Reliable Mortgage Broker in Chilliwack, Langley, Mission, Surrey, or Abbotsford

June 8, 2026 | Posted by: West Coast Mortgages - Village Mortgage Architects

A good mortgage decision is about more than getting a rate quote. If you are buying, renewing, refinancing, or trying to qualify with a less common income situation, the lender you choose can affect ...

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First-Time Buyers in BC, How the New GST Rebate on New Homes Could Change Your Buying Plan in 2026

First-Time Buyers in BC, How the New GST Rebate on New Homes Could Change Your Buying Plan in 2026

May 30, 2026 | Posted by: West Coast Mortgages - Village Mortgage Architects

Buying your first home in BC can feel like a moving target. One month you are hearing that rates are holding. The next month you are told prices are still high. Then someone says inventory is up, bui ...

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HELOC, Refinance, or Second Mortgage in BC, Which Option Makes Sense for Fraser Valley Homeowners in 2026?

HELOC, Refinance, or Second Mortgage in BC, Which Option Makes Sense for Fraser Valley Homeowners in 2026?

May 19, 2026 | Posted by: West Coast Mortgages - Village Mortgage Architects

For many homeowners in Langley, Chilliwack, Surrey, Abbotsford, and Mission, home equity has become one of the biggest financial tools available. It can help with renovations, debt consolidation, inve ...

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April 29 - 2026 - Bank of Canada maintains policy rate at 2.25%

April 29 - 2026 - Bank of Canada maintains policy rate at 2.25%

April 29, 2026 | Posted by: West Coast Mortgages - Village Mortgage Architects

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The evolving conflict in the Middle East is causing heightened vola ...

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March 18-2026 - Bank of Canada maintains policy rate at 2.25%

March 18-2026 - Bank of Canada maintains policy rate at 2.25%

March 18, 2026 | Posted by: West Coast Mortgages - Village Mortgage Architects

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The war in the Middle East has increased volatility in global energ ...

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