DLC West Coast Mortgages is a Diamond Award winning Mortgage Brokerage headed by Broker Owners Jamie Moi and Michelle Chandra, aided and abetted by Client Services Manager Kelly Sloan. With over 25 years combined experience in the Mortgage/Real Estate Industry, we are more than confident that we can find you the best possible mortgage for your situation. Whether you are a first-time buyer looking for your very first home or an experienced homeowner looking for options to buy or refinance, DLC West Coast Mortgages has the very best products and rates available across Canada. Our goal is to help as many people as possible become homeowners, because we believe that it is one of the most important steps to financial security for you and your family. We believe that home ownership should be celebrated! So, Here’s to Home! Let us help you get there.
Buying a home is a major decision and will likely be the largest investment of your life. We help you prepare for buying a home by making sure that you have the best mortgage for you, your family and your situation. With access to over 30 lenders across Canada, we have literally hundreds of mortgage products and the knowledge to match you with the best one.
Refinancing your mortgage with us can not only save you thousands of dollars, it couldn’t be easier. You may refinance for any number of reasons; to get rid of high interest debt, to complete a home renovation, or even to send a child to college. Whatever your goals, we can help you find the solution and improve your financial situation.
Self Employed Solutions
We specialize in helping people who work for themselves to get the perfect mortgage financing. As business owners, we understand that your accountant and financial advisor work hard to write your income down and save you money on taxes. So we have developed relationships with lenders that can qualify people working for themselves based on criteria other than how much money they claim.
An excellent way to diversify your financial portfolio is to hold investment real estate. By investing in a rental property or other revenue generating real estate, you can develop a positive cash flow and an appreciating asset.
Renewal & Transfers
When your mortgage is coming up for renewal, it is an excellent time to access your financial plan to ensure you are on track. This may mean that it is time to explore moving your mortgage to a new lender. In fact, there are situations where a transfer to another lender may be in your best interest and could save you money, even in the middle of your term. There are a great number of things to consider, which is why you need a professional mortgage broker.
Life happens, and sometimes that means our credit takes a hit. Sometimes that means that you are presented with an opportunity that you may not be able to take advantage of if you are only looking at traditional lending. We have strong relationships with alternative financing lenders that can save the day, or the deal.
We would love to hear from you and see how we can help